Wednesday 29th of March 2017 02:16:15 PM
Hi, I am disabled and on social security. I was bedridden and couldn't get to the bank to get direct deposit. I called social security one day and they had a recording about getting direct deposit in a bank. I then gave them my information and got a debit card with my account. However, I had gotten ripped off by a company and by a person that was a so called friend. That is how I found out what the real story was on this service. I had called direct express to tell them that I wanted to report a fraud. They then took the information, and by the way, I had also reported this to the police because the person was actually seen by myself, another witness who was with me and also the owner of the store. I filed a police report and gave this to Direct Express, and never got a dime back, which was when all counted almost a thousand dollars, over several months, that I hadn't realized because he had rented a room where I live that someone else owns the house. I knew this person. I had never authorized him to ever use my card. He literally stole it when I wasn't looking. I was so sick, that I hadn't realized that I was being stolen from because Direct Express/Comerica bank never sent me statements. And the more I called, the more I was actually being hung up on. When I finally realized that this company was a rip off is when I called Comerica bank. Nobody would tell of admit to me, what was really going on with this company. First of all, they misled me by making me think that my money was in the bank, and it wasn't. The bank finally admitted that they weren't holding my money at all. Even though the bank's name is on the right top hand corner of the card. I had to find out where Comerica bank was located. Now mind you, this is on Social Security's website. Anyone would have trusted it, because of that fact. I was out of my mind with anger because the bank ended up telling me that they made the cards. Have you ever heard of such a thing? I have never in my life. This is a dead up scam. Even social security has no idea of this. Now this started two years ago when I originally got direct deposit. I never got my money back. I was also ripped off by companies that I had no knowledge of, and they weren't taken off of my card. And I had never, nor had anyone else had my card, so I knew it was fraudulent. I called again and nothing was done. Every fraud report that I have filled out so far, they have all come up with being denied. Now here is the kicker. I did some research only to find out that Comerica bank is only affiliated with Direct Express by using their bank to fool other into thinking that their money is being held in the bank. Why would one even question that, if they heard it right from social security? I want to file a lawsuit against them for their fraudulent practices. Also, master card is listed on the card, and I called MasterCard, and they've told me that they had never heard of Direct Express ever. And Comerica bank is located in Austin, Texas. The manager of that branch actually got scared when I called him, and told him what I knew. A bank that is listed on a card as being the bank of choice from social security is supposed to abide by banking laws, and they are not abiding by any federal banking laws at all. President Bush or the Treasury department gave them the bid in 1995 for social security recipients to have direct deposit, in their so called bank. There is no bank. I found out that Comerica bank is just a cover up for direct express to send you a preloaded card. Now, that is against all banking laws and that is a Federal Offense. I've called my state and federal rep and senators and nothing so far has been done. I guess because they don't want to be involved in what the government is doing as far as a scam. Now imagine this, how about an old woman who has Alzheimer' disease and thinks that her money is being held in the bank and say for instance she has a visiting nurse who comes by and just take her card to swipe it through any machine and then basically just steal her money.Direct Express is the actual company that is pre-loading these cards and keeping people under the impression that their money is in the bank. I made such a squawk that sometimes you may hear them say after they have been caught that it isn't a bank at all. But, because the bank is listed on the top of the card, is fraud through and through. Banking laws are there for a reason and that is to hold your money, not just make a piece of plastic and the money is really loaded up in your card, without anyone's knowledge? This has to be one of the worst scams that I have ever heard of. I never got my money back. Nothing even though I filed this with the police department and why? Because they don't have my money, my card is pre loaded. That is not right and is downright illegal for a bank to be listed on a card and not even holding your money and social security had no idea that this was being taken place? I've called them numerous times. They still think that it is a bank and it isn't. It is like one of those scams that you now see on TV for poor people who don't have ID's or are immigrants and pre-load your card for you to carry. That is against all federal and banking laws. I've checked all of it. Can you get back to me on this.