
Wednesday 2nd of November 2016 02:26:45 AM
Listen. if you have never read a review please read mine.Times have changed more rapidly than anyone is able to keep up with.Time is Money! If you think CONVENTIONAL LOANS still work, You probably will be out of business sooner than later. There is NO WAY any of the so called SBA Lenders are ever going to give you a loan that helps YOU! I had attended seminars,functions,talked to lenders face to face for Y E A R S ! All the while trying to run my business,family my life. When all options were really no options at all I thought, Well you can stay the status quo or you can take a chance like you did when you bought your business. & years in?? 8th going pretty well. Will need to expand. My loan officer/consultant turned me down the 1st time but took the time to "Explain Why". Here is what we are looking for,here is what you need to do, you are close but we don't feel comfortable. She was honest. Told me she would check back in a few months... Guess what? She Did! I was funded within 24 hours.We are taking the next step to GROWING OUR BUSINESS. Are the rates competitive?? NO but what is a 2.5-3.0% rate from your Local bank mean IF YOUR NEVER GOING TO GET IT!? If you have been in business,have a serious business plan,AND BELIEVE IN YOURSELF. Take the time to Understand you need money to make money. If you are looking to start a business and have no idea what to do, Well maybe you should go somewhere else. Our CPA thought is was consistent with our goals. Told me we could write off the interest,build business credit,hire 1 to 2 employes.With the forecasted revenue generated we would be more than fine. If you are using these funds to bail yourself out(my opinion... BAD IDEA) I understand business.I understand the 21st Century business. These folks worked for me... better yet they worked with me. 5 STARS. I will be back Shawn Laffey