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My Financing USA Online Loan Reviews

Company Name: My Financing USA
Email: [email protected]
Phone: (855) 978-5626
Five Stars: 63
Four Stars: 6
Three Stars: 3
Two Stars: 2
One Star: 4
4.6 
Overall average rating of 4.6 out of 5, and the percentage of positive recommendations 81 %
Very easy to work with to get RV financing
Great response time and easy to work with. Had loan and check within days.
The whole experience from beginning to end was very easy and quick.
I was very pleased with the service I received from My Financing USA. The turnaround was amazing and I got all the personal attention I needed. Very, very satisfied!! Thanks a million!!
Helped me get my RV Loan forever grateful
Overall very satisfied great customer srv
Not a great experience at all. Many mistakes made by loan officer costing me more $$$$. Would not recommend this company.
One of the easiest processes I have ever experienced. Thank you!!!
Great service. .I had some issues with the rv dealer (camping world) getting the title straightened out on my purchase and My Financing USA helped me get them on the ball and took care of my issues with calls and emails..it was a great tag team effort that really shouldn't have had to happen..just poor management on the dealership..all employees of My Financing USA were always professional and courteous any time I spoke with them and because of the dealership it was a few times a day for almost a month...I got a very affordable loan with the options that I wanted...I would definitely recommend their services...
Great associates to work with! They were very patient with us through out the whole process .
Easy loan application and funding.
Great to deal with, easy transaction, people are great to speak to with no pressure. Staff goes out of their way to help make your dreams come true.
Thanks, all was handled with ease and we're enjoying our toy hauler!
Fine, got it. I appericate about everything in full extended warranty that's my motorhome class c and RV Loan Financing USA Thanks very much. Joseph & Donna Jones
Had a so so experience. Never used the company before, but customer service was very good and timely. The title transfer portion of the operation is very lacking. The tranfer agent could not find the time to tranfer the title for over 2 months. Responses from the transfer agent via email were also very frustrating. Maybe the company should hire another title transfer person. The one you have is in the weeds assumably. That is the only unacceptable experience I had with My Finance.
Twice I have used My Financing USA to purchase an RV. Both times were exceptional and easy to get everything done. The hardest part was the dealerships not having heard of you guys and not familiar with your procedures. Once that was taken care of everything went very smooth and painless
I was very apprehensive about applying online for a loan for our trailer but I also did not want to do this at a dealership. USA is a very reputable company. They were quick with the loan approval and my Loan Officer, Nathan was extremely kind, nice and helpful. He was having issues with our dealership as were we but his patience and understanding of the whole process helped us thru what I felt was a stressful event. Thank you Nathan for your prompt processing and for helping us out! I highly recommend this company if you are searching for an RV loan.
There were some "rough patches" during the process and I was given the impression that certain loan products were required when by law they were optional (without being given estimates without one or the other) but overall I was able to get the camper I wanted and did not have to over pay at a dealer. Pretty satisfied now that the hard part is over.
Olivia Bailey was just absolutely amazing the entire process. Top notch customer service. I was hesitant at first overall with the entire process but she helped things go so smooth and was constantly in touch with me throughout the process. I would definitely do business with them again!!! Thanks Olivia
Excellent no reservations
First I got denied... but I was made aware of other programs offered and I got a pending approval almost immediately!!!!! Brent has been amazing great guy very helpful and I believe he really wants to get this deal done for my family!!!! Owning a boat to make family memories has been a dream for a while so fingers crossed!!!! No matter what I will use this institution again for our next Rv and boat!!!!!!
Quick and professional service!!!!!
This was much faster and easier than I thought it was going to ve.
Smart to loan to us when the big banks said no because we were co-signers on our kid’s house loan even though we have never made a payment for them and could prove that. So thank you! And as you can see we have never made a late payment!
Smooth and easy process .
DO NOT use this company. They are so unprofessional. Christopher Funk processed my loan 3 months ago with the wrong numbers and did not register my boat in AZ like I requested many times. I still have no paperwork because the DMV said they did not send a full payment. No one will return my calls or help. I have no idea who to get help from so I can get the title to my boat. So irritated!!! Don't use them!
Got the loan done with exceptional communication. Thank you!
My whole experience with My Financing USA, was nothing but great. Jordan was extremely helpful and patient when we switched to a different RV. He was always happy to answer any questions we had, was a pleasure doing business, and will return when its needed again. Thanks again!
I have to say that they are very easy to work with and was very fast getting our loan approved. I will be happy to use again and refer family and friends to them.
Brent Lewellen was timely and professional,I would recommend them to anyone! Even with the east west coast time difference Brent was great!
Excellent service. Great people that are very knowledgeable about financing RVs
We had a super smooth transaction! Everything was done online and it was done really fast!
Brent was very helpful and walked me through the process. I will recommend him for friends and family.
Great service. I will continue business with you in the future.
A seamless experience. Loan approval and paperwork went very smooth. Would use again.
I wish I had used a different company for our RV loan. From the beginning, communication was always poor. It was always difficult getting a proper explanation of their process and receiving answers in a timely manner. Our agent seemed to never be near his phone or computer. The whole process also took a ridiculously long time and would never have worked if we were trying to buy from a dealership and not a private seller/dealer. It took several weeks, from start to finish, despite us submitting everything as quickly as possible. Every time we expected to be finished, we then had to submit more things and had to wait DAYS to hear back again. This makes it really difficult to know when you’re actually going to be able to purchase your vehicle and we looked like jerks when we kept telling the seller it would “be a few more days.” The agent kept telling me that the loan would be completed within a day or two, and then he wouldn’t answer the phone when it took longer than that. They’re very good at avoiding you, if nothing else. They also somehow never submitted anything for the warranty that we purchased through them, which was a huge slap in the face when we went to get our first repairs done.. and they told us we had no warranty. Yet another thing to go back and fix! This whole process was a hassle and the awkward lack of communication and explanation made us feel like we had gotten roped into some kind of scam with a fake company. I would not recommend this headache to anyone.
Very pleased with our service. It was quick, easy and effective. I would recommend them to anyone
Quick and easy. Great customer service.
Hello, Thank you very much. I would like to say that RV Financing has been a joy to work with since the first time I called a few months ago just to inquire on your services. There was a short timeline of when the dealer set up to have the RV picked up and you walked us through every step to ensure that it was all completed in a timely fashion and smoothly. I could not have asked for any better service than what you have provided Chris. this includes being the one who I spoke to a few months ago asking questions about how to go about getting a loan for an RV. I will be referring anyone that I know that is in need of an RV or Boat to you. Cindy and Mike Anton
A great group of people to work with
Very easy and kept posted on everything that was happening.
My experience was awesome. The processing & underwriting took longer than we hoped, but overall it was a good experience.
I had a difficult time finding someone to finance my RV because I did not buy it from an RV dealer. If you are buying an RV from a private owner this is the place to come to and save money as well. Thank you My Financing USA.
They took our application and processed it and found correct loan that we were satisfied with..the team was very courteous and showed expertise..highly recommended
Got a great rate and process was fairly easy.
KRISTY CVECHKO Was my loan officer and she was great, worked hard to get the results I wanted and in a timely manner. I was purchasing a boat and needed the paper work and financing done ASAP and she made it happen. I’ll use them for future needs for sure.
The process was well managed, and when everything about the camper we wanted was settled, we got the loan check quickly.
The process was easy and fast. The funding arrived in a timely manner and we have been able to enjoy our RV! Thanks so much.
Great work fast very helpful
At first we were skeptical but we went out on a limb to finance with My Financing USA and are very pleased with the results. Our local banks could not compete with the offer MFUSA was able to provide because we were looking for a longer term so that we could make affordable payments. Chris, our loan officer was friendly, helpful, knowledgeable and extremely patient with all of our daunting questions and concerns. It didn't matter if we'd asked the same question over and over again, he was professional throughout the entire process. Total time for us to process all of the documentation and have our loan check in hand took between 7-10 business days. We would definitely recommend My Financing USA to anyone. The loan process was definitely fast and smooth!
Olivia is the BOMB! She helped us every step of the way, answered a 1001 questions and was never rude or seemed bothered by our calls or e-mails. I would recommend this company for easy RV financing and we got a great rate and good monthly payments! It did take the bank a little longer than we would have liked to cut the check but once they did Olivia had it to us in less than 15 hours!
We used my financing usa and had speedy time and great results
They were easy to work with, efficient and professional.
Submitted my application online on a Saturday evening Received a phone call on Monday very friendly and fast service Nate was very helpful in every step of the way I had My loan approval aND was funded in a very timely manner, Will recommend my financing USA to everyone. Thanks Nate and the rest of the crew at Financing Usa!!!! 5 stars in my Book.
They are over the top in customer service!
Good job, They did just what they said they would do, and when!
Excellent customer service and easy process!
Our experience with My Financing USA was top notch! Jordan was amazing in answering questions, being thorough and just the speediness in getting back to us made the process so easy! Shawna did a great job at pushing all the necessary paperwork forward to get our tags quickly. We would highly recommend this company!!!
Fast and easy. No issues.
Great job from beginning till end.
Easy and Quick and would recommend them to anyone.
Very pleased with the service at My Financing USA! We Highly recommend they're services! Thank you!
Super easy to work with, always answered all our questions! Olivia was a dream! We had no issues or hold ups with our title, license and tags. Highly Recommend!
My Financing USA worked with us throughout the entire loan process. They walked us through each step until the loan was complete. Nathan was great!
The customer service was awesome they were a delight to work with communication was great as well smooth transaction thanks guys looking forward to working with you again in the future sincerely your Carl e
I had high hopes for this company since I was referred by a friend. Filled out the application on line and got a "Good news you have been Conditionally approved email". I then got a call from them and they gave me some AWESOME prices and monthly payment options. I was super excited. Lets move forward. Went to put a down payment on the trailer we picked out. Sent them the mounds and mounds of paperwork they requested and so did the dealership. They told us we were approved for our loan and then about a few days later they emailed us a generic letter and said we weren't' approved because they couldn't verify income? I sent them ALL our W-2's, paycheck stubs and cleared checks. They never once even called my employer. My husband and I both have good credit. I've been at my employment for 19 years and my husband at his job for over 5 years. We were buying a small little travel trailer (nothing fancy) for about 20K. After this debacle we then went to our credit union and got approved in about 10 minutes without any documentation. We are saving thousands of dollars. Got a 4 year loan rather than the 10 year loan they offered us. I have not idea why we didn't start with the credit union. Lesson learned for sure. I should actually probably be thanking them. LOL What a joke.
I was very pleased with the buying experience.
Quick response and very professional
Great service! The staff was very friendly and helped my wife and myself with everything we needed. The answered all of our questions and made sure we were able to get our boat ASAP right before our trip to the Keys!
Not worth one star in my opinion, not only do they falsely advertise loan packages on their website but they also have ambiguous terms you won't find out about until after they deny your loan application. No phone call, no counter terms through an actual conversation with a loan professional, just more ambiguous bs offers. Hey did you know that a DTI ratio exceeding 40% will automatically get you denied for an application they don't even request pay stubs for until after they deny you? There are better financing companies than this, these people have no clue.
Very helpful staff, with you every step of the way, would recommend to anyone
Super easy fast experience. Definitely highly recommend!!
Made paperwork quick and easy
Quick Response.
Average experience. I would have rated them 4-5 stars had the process been a little quicker.
I had a very positive friendly experience with this company. The only hiccup was that it took a long time to get my title...not entirely their fault but the communication was a bit lacking.
This experience was very frustrating. The process was confusing, the paperwork was in bits and pieces. The date promised for our check didn’t happen. Our seller was so mad he hung up on our salesman because he needed more and more paperwork. The didn’t have everything together for this process. And when we bought a warranty, they didn’t send the packet until we called twice. They even gave the incorrect mortgage company on the paperwork and got mad at us for our title being wrong because of it. Big hassle, unorganized, did not keep promises and did not provide proper paperwork. I hate to see what happens when this is paid off, which we are doing in a hurry just to cut our ties with them. Never again!!!
They were very communicative, Craig B stayed in contact with me throughout entire process. Easy, and a very smooth deal, to get my family a beautiful new camper to enjoy. I would recommend to my friends, family and acquaintances
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