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Credibility Capital Online Loan Reviews

Company Name: Credibility Capital
Email: [email protected]
Phone: 973-718-9100
Overall average rating of 4.8 out of 5, and the percentage of positive recommendations 91 %
Melina was incredible to work with. You felt like she was a partner and not just someone trying to audit you. She was patient, kind and was very open in letting me as the customer know what the rationale for everything they asked for was. She's a star and they are lucky to have someone so passionate about what she does with them. I also spoke with Mr, Rambler who I believe is the COO as I had some concerns about the language in the loan documents. He was also very pleasant and clear on what the language meant and was willing to work with me to make me comfortable with it. The rates are reasonable for unsecured cash and I hope more small businesses like mine look to them. I plan to use them again in the future.
The team who helped us was very friendly and great at communicating.
Gabe was great. Straight-forward., honest, worked efficiently to get us what we needed. This is our second time working with Gabe and I highly recommend Gabe and Credibility for small biz funding.
Seamless transaction. Communication with rep fantastic.
Very professional and thorough, the process could not have been any smoother!
Credibility Capital was wonderful to work with. I shopped my needs around to multiple vendors and they had the best rates and the easiest process. I'd definitely work with them again.
We would highly recommend Credibility Capital. Their rates and terms are very competitive and their approval process was effortless. We especially enjoyed working with Devin Decker, loan specialist, and Samuel Haley, Risk Analyst. They were sharp and very attentive. We hope to do business with them again. Thank you, Credibility Capital.
I contacted Credibility Capital on a Monday. Gabriel called me back that same day and told me which documents he would need to get started. I turned those in and was told I would need a few more documents. I turned those in the next day. I received funding on Thursday. They are thorough and quick.
Easy to deal with. Good communication and fast funding.
Devin was amazing. She was easy to stay in touch with and a true professional. Credibility is really fortunate to have someone of her caliber working for them. She was personable, knowledgeable and a pleasure to work with.
Would have been 5 stars for the first 18 months; however, due to a recent change in their business practices I would rate 2 stars. Prior to the change, I got accurate, complete and timely statements indicating my payments, including the breakdown of principal and interest. As of last month, this information is hidden and not disclosed.. *how is someone supposed to run a business* or *track their expenses* when they can't see the amount of interest (a deductible expense) paid?!!!! *What* do you call this??!
I got a quote that other small business lenders told me couldn't be done. They came through with what they told me, extended my term and gave me a much lower rate saving me thousands of dollars. My business is in a place where I could get conventional financing but the time involved is not helpful to small businesses.
Credibility Capital has been a great partner in financing my small Real Estate Business. Easy to work with, prompt and responsive!
Would use them again in the future.
Excellent and efficient
excellent job by Devin made this happen .
In particular my Loan Specialist, Mya Elzy was wonderful! I like this company, and look forward to taking advantage of other loan products in the future! They did a Skype conference with me before funding, which was a nice touch for me to see who I am doing business with, and vice versa. The whole process was seamless, with my Mya working round-the-clock to get me approved. Now after the deal is done, I can still reach Mya with a phone call, which is not typical in the industry. With other lenders, you hear from them relentlessly until the deal is done and they you can't get a hold of them. I can only assume that the culture of this company is simply different from all the others. You can't just get one good loan person. They must train their people well, and empower them to take care of the borrower or potential borrower. Customer service answers right away. The hold time was all of 30 seconds. Very helpful people. Plus there is a website you can go to for any information on your loan. Everything seems honest and professional. You will not get the "scammy" call-center, high pressure feel that I've gotten with every single other lender I dealt with. One piece of advice though, make sure you deal directly with Credibility Capital. You can easily get stuck with a company that shops out your loan to Credibility, and then have a fee for that contact.
Melina Harris is an advocate for small business and dedicated to her craft. Melina shows a sincere interest in small business and solutions to their problems. She affectively communicates, building strong relationships with her borrowers and displays a harmonious and cooperative spirit. This has been my experience in working with her since 2016'.
Michael Van Nieuwenhoven worked diligently with us and made it easy. I would have preferred a better a different amount, but we made it work. Overall, it was a good experience and I would recommend Credibility Capital to any business needing a bridge loan, expansion capital etcetra. We will definitely use you again when the time arises.
Overall a good experience. Loan app was simple and quick and the rep that helped me was very easy to work with. Total APR was a bit higher than I would've liked for someone with my credit, but not terrible for an unsecured loan. Would do business with again
Great company to work with, very thorough and communication is outstanding.
current and up to date info
Credibility Capital goes further than any other lender I've met to look at the context behind your financials so that they can identify promising companies and make the loan.
Very thorough and well explained process. Would recommend to others.
Great to work with! Sam and Mya were very efficient and friendly!
I have received many types of loans and advances over my 15 years in retail, and this is by far the best experience I have had. The people at CREDIBILITY actually want to help, and do not make you feel as if they are doing you a favor. Gabe Skaarland is my point person and he is professional, courteous and kept me in the loop at every step. I would absolutely recommend (and have) this company to anyone who needs a fair and fast loan. Thanks everyone!
The loan officer was excellent. He kept me inform step by step on the process of the loan. We closed within a week the money was in my business account. I would recommend this Company to any Business Owner.
My experience was straight forward and quick. The list of documents required was basic and readily available.
Would recommend them for sure. Fast, friendly and hassle free.
Credibility Capital was very easy to work with. Our company worked with Gabriel Skaarland and he made sure the process was easy to follow.
Awesome people ,awesome service . I'm a client for life
I'm a returning customer. That speaks for itself! Flow the cash, make the payments as agreed to, get more money. Even if, as a sole proprietor like me, their metrics can't quite figure you out!
Great company to work with.
Upfront conversations and very fast and easy process. My best experience with a lender ever!
I have been client now for 3 years and they always are diligent and quick to fund me! Kudos to Michael V!
Great service and easy to work with!
These guys are totally awesome. Got it done for a great price when nobody else could.
The Credibility team was extremely responsive and complete. I was very impressed with the service and the professionalism
Once again Credibility Capital was there for us when we needed capital to grow! This was the third time we used Credibility Capital to help our company quickly get to the next level. Their process is extremely easy to follow and we couldn’t be more thankful for the speedy turnaround. Thanks again!!!
Credibility's people worked quickly to get everything completed, even during a holiday week, and were thorough in vetting our qualifications. They were responsive, friendly and helpful throughout the process. Melina was always available to help with our questions.
Consumers beware! They sell your info if you don't take their loan. Absolutely awful.
Great to work with. I visited 10 alternative small business lenders, and ultimately planned to go with Credibility Capital. However, I was able to get a more traditional line of credit from a bank at a lower interest rate, so I went with the bank.
Credibility Capital is easy to work with, and delivered on their promises.
Easy to work with and very thorough
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