Saturday 1st of September 2018 07:25:13 AM
I wasn't taught by my parents about credit or credit cards, so I never knew as a young adult what I was facing until my mid 20's how important it was for me to obtain good standing debts with whomever I owed & how it would follow me, seems like forever. After racking up doctor bills that I had to payoff from my asthmatic 2 children & hospital bills, I learned pretty quick that I had to take care of my debts speedily or I would have a shabby livelihood & buying good things would not be possible. So my conclusion lead me to believe that having a credit card would 1.) Keep me from getting robbed in New Orleans, my place of birth & raised there. 2.) Free up space in my wallet in place of bulky cash. 3.) Save me time in line after shopping, but gotta count $$$ to cashiers for my purchase. 4.) It was very convenient as no purse was needed sometimes. Having both good credit & a credit card is very very important I learned & will definitely teach my grandkids that if u owe someone, pay them don't let them have to call u or ask u for their $$$ back!!!