Wednesday 13th of July 2016 06:31:39 PM
I paid a person for yard work with a check. This person came to my yard and asked if he could do yard work for me. It was a Sunday. He showed me everything he would do, and asked for $75. I refused to pay this much, and we agreed on $50. I supplied bags of leaves a new roll and food, and a gallon of water. Then, I had to leave. He had worked some already. I said I would bring the money when I come back. He convinced me to give him a check. I gave him some cash as a tip. He looked poor and these are bad times. Now, I came back about 1 and 1/2 hours later, and he had cut my bushes in the front, and half filled one bag with weeds, but nothing else was done. Also, half of my $10 roll of leave bags had disappeared with food and drink, but that was fine. I was upset, and thought that the tip of $10 was enough for the work done, and stopped payment on the check. In the middle of the week, I received a letter from my Credit Union, charging me $15 for stopping payment. I wasn't happy, but thought that was enough payment for my stupidity. Then, a day or two later, I received a phone call from Amscot telling me that they cashed the check, and had to give the money to my bank, and that I was now responsible to give them $50 back. I told them to go after the person that cashed the check, and that it was not my responsibility. After that, I received a letter in the mail from Amscot, asking me to pay $50 and $25 canceled check fee. I have not paid anything, and refused to talk to them, unless they have good news and receive the money from the person that cashed the check. If they cash checks without keeping a record of the person, then they should be liable, if they lose money because of a canceled check. What are my rights in this?